Shark Insurance

CASCO

Comprehensive car protection for any situation

Risks covered by insurance

The insurance compensates for losses in case of destruction or damage to the vehicle as a result of:

Accident

If the car was in an accident or damaged so badly that repair is impossible or economically unreasonable.

Theft

If the car was stolen or returned with significant damage.

Actions of third parties

In case of intentional damage — scratches, broken windows, arson or vandalism.

Natural disasters

In case of damage from flood, storm, hail, earthquake, falling trees or other natural events.

Explosion or fire

If the vehicle was damaged or destroyed by fire or explosion, regardless of the cause.

Accidental damage

If the car was damaged by unexpected events, such as falling objects or hitting an obstacle.

How to complete an online inspection

To inspect your car, please follow a few simple steps:

Take photos of the car

4 photos of the car from different angles so the license plate is visible
interior photo
odometer (mileage) photo
VIN code photo
if there is damage — photograph it separately

Record a short video

a short video overview with close-ups of the main parts of the car

Send the materials

via the link in the email you receive after signing the contract, or through your Personal Account.

Sign the inspection report

after the materials are checked, you will need to sign the inspection report (on paper or via Paperless)
the report lists all existing damage or confirms there is none
the signed report is attached to the contract

Registration steps

Value

Determine the market value of the car

Offer

Choose an offer from insurance companies.

Financial monitoring

Complete financial monitoring if the payment is over UAH 40,000

Filling

Fill out the form and receive the policy

Actions in case of an accident

Record the incident, call an ambulance and the police if needed

Notify the insurance company and follow their recommendations

Submit the required documents to the insurer and wait for the damage assessment

CASCO insurance — everything you need to know

CASCO insurance covers your vehicle in case of fire, natural disasters, falling trees or other objects, theft, or burglary from the car. The policy may even cover war-related risks — damage or total loss of the vehicle caused by a blast wave, debris, explosions, and similar events.

To take out a policy, prepare the car for inspection and have the following with you:

passport and tax ID;
vehicle registration certificate;
driver's license.

Voluntary car insurance does not take much time. Agents only need to photograph the vehicle and fill out the inspection report and insurance contract. You can also complete the vehicle inspection via photo and video call, without meeting an agent or visiting an office.

What full CASCO insurance covers

The cost of a CASCO package depends on the list of covered risks, namely:

Accident. Losses are compensated if the vehicle is damaged or destroyed due to a collision or impact. Costs of broken glass caused by stones or other objects thrown from under another vehicle's wheels are also covered.
Theft. The client receives compensation if the car was stolen without their knowledge or as a result of seizure.
Unlawful actions of third parties. If the car was destroyed or its parts, additional equipment, covering, or glass were damaged, as well as if individual elements were stolen.
Natural disaster. This includes damage or destruction of the car caused by natural phenomena (rain, hail, heavy snowfall, avalanche, flood, storm, hurricane, lightning, earthquake, soil subsidence, tornado, etc.), animal attacks, falling objects, explosion, or spontaneous combustion.

How much CASCO costs in Ukraine — what the price depends on

How the CASCO price is formed in Ukraine:

vehicle type and price;
year of manufacture;
anti-theft system;
selected insurance package (list of risks);
deductible amount;
contract term;
payment terms.

You can find out the policy cost without leaving home — just enter your car details in the Shark Insurance CASCO online calculator and estimate the insurance payment. No hidden fees or amount changes after signing the contract — only transparent rates and fair payouts according to the terms.

Which vehicles can be insured with CASCO

Both individuals and legal entities can take out a policy.

The following vehicle types are eligible for insurance:

passenger, cargo-passenger, and cargo vehicles;
buses and minibuses;
semi-trailers and trailers;
motorcycles;
specialized and agricultural machinery.